Indiana, PA - Indiana County

BRUCE WILLIAMS

Send questions to bruce@brucewilliams.com. Questions of general interest will be answered in future columns. Owing to the volume of mail, personal replies cannot be provided. The Bruce Williams Radio Show can now be heard 24/7 via iTunes and at www.taeradio.com. It is also available at www.brucewilliams.com.

Articles by BRUCE WILLIAMS

SMART MONEY: First wife collects benefits on man's Social Security
20 weeks ago - - BRUCE WILLIAMS
DEAR BRUCE: My husband was married 10 years ago to his first wife. She is collecting disability benefits on his Social Security although she married after they were divorced. Will this affect me in any way as his present wife? -- F.K., via email [Read More]
SMART MONEY: A little know-how will quiet fears of the stock market SMART MONEY: A little know-how will quiet fears of the stock market
21 weeks ago - - BRUCE WILLIAMS
DEAR BRUCE: I am a recent widow (61 years old), and I decided to take my husband’s Social Security now. I have about $400,000 in money market accounts and CDs. My house is paid for (worth $255,000), and I am thinking of selling and downsizing to something much smaller. [Read More]
SMART MONEY: Real estate brokers' fees are negotiable
22 weeks ago - - BRUCE WILLIAMS
DEAR BRUCE: How do brokers come up with their fees? Is there a standard amount they use like attorneys? — G.F., via email [Read More]
SMART MONEY: Curbs and sidewalks are the price of expansion
23 weeks ago - - BRUCE WILLIAMS
DEAR BRUCE: I own a property and lease half the space. The current tenant wants to expand to the lot next door. However, the township says we need to install curbs and sidewalks. [Read More]
SMART MONEY: This 'loan' looks more like a gift SMART MONEY: This 'loan' looks more like a gift
24 weeks ago - - BRUCE WILLIAMS
DEAR BRUCE: My brother has fallen on hard times and has asked for a $5,000 loan because he says his house will go into foreclosure. He says he will pay us back, but if history is any indication, he won’t keep his word. [Read More]
SMART MONEY: Couple plans to reduce estates by gifting son SMART MONEY: Couple plans to reduce estates by gifting son
25 weeks ago - - BRUCE WILLIAMS
DEAR BRUCE: Am I correct in understanding that anyone can give up to $14,000 per year to anyone else without it counting toward the federal estate exclusion? My spouse and I are both retired and are considering gifting annually to our adult son (age 25) to begin reducing our estates. [Read More]
SMART MONEY: Disappointing returns may signal it's time for a change
26 weeks ago - - BRUCE WILLIAMS
DEAR BRUCE: I have about $3 million invested through a financial planner, and I need your advice. [Read More]
SMART MONEY: Marketplace is still a smart bet for retirement savings SMART MONEY: Marketplace is still a smart bet for retirement savings
27 weeks ago - - BRUCE WILLIAMS
DEAR BRUCE: I have been reading everything I can find about investing for retirement, but still don’t know what’s best for me and my husband. We are in our early 50s and have two children. [Read More]
SMART MONEY: Reverse mortgage can help stave off taxes SMART MONEY: Reverse mortgage can help stave off taxes
28 weeks ago - - BRUCE WILLIAMS
DEAR BRUCE: I am a mortgage lender considering working full-time in the reverse mortgage market. I saw your column yesterday answering a reverse mortgage question. You seem very knowledgeable and I was hoping to pick your brain a little to understand if this is the right niche for me to work in. [Read More]
SMART MONEY: Paper savings bonds are a thing of the past SMART MONEY: Paper savings bonds are a thing of the past
29 weeks ago - - BRUCE WILLIAMS
DEAR BRUCE: I clipped an answer you gave about transferring paper bonds to Treasury Direct. I went to that site to try to find out what bonds I may have purchased, and I cannot figure out where to go on the site. [Read More]
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